The Principle · Switzerland

How quitt works in Switzerland

You enter what you already know: who's working, at what pay. quitt takes over the entire administration on your behalf.

Contents
Contents

quitt is the operator, not the tool

quitt is an app-based, automated service for payroll and employment administration: in the app, you enter only what you already know, and quitt carries out the entire administration on your behalf.

Starting point

Payroll software lists "child allowances" as a feature or pay type and can calculate and book it correctly.

What it takes

For the allowance to actually arrive, more than the calculation is needed: checking eligibility, filing the claim, receiving the decision, paying it out.

Resolution

quitt checks eligibility, files the claim with the family compensation fund, receives the decision, and pays out the allowance with the salary.

quitt is the legal-operational layer between you as the employer and the institutions. You grant quitt a mandate; quitt thereby becomes the operational interface towards authorities, insurers, pension funds, tax offices, employees and payments. The app is only the customer interface. This is what distinguishes quitt from pure payroll software such as Abacus, Bexio, Paymira, Klara or ASON: there, the work stays with you or your accountant; with quitt, quitt carries out the operational execution.

The value doesn't lie in quitt calculating payslips more easily. It lies in you delegating the entire operational responsibility for pay, authorities, insurance, pension fund, payments and deadlines to quitt — without giving up the employer role.

The power of attorney lets quitt communicate with compensation offices, tax authorities, pension funds and insurers, file declarations, obtain information and receive credit notes. Normally, the entire authority correspondence — including credit notes, reminders and invoices — runs directly through quitt. quitt doesn't just fill out forms that you would otherwise have to submit yourself — quitt is responsible for the correctness of the entire process.

With software, you are the operator. With quitt, quitt is the operator.

Brands in Switzerland

In Switzerland, the offering for private households is called quitt, and for companies quitt Business.

quitt and quitt Business follow the same principle: you hire, quitt takes over the administrative execution. The difference lies in the type of employer and the institutional setup, not in the underlying service.

The brand presentation isn't yet unified across markets — you'll find the names quitt carries in Germany and the United Kingdom further down.

What you do and what quitt does

This table describes the division of labour: you supply facts and make employer decisions; quitt carries out the administrative work on your behalf.

Starting point

Someone is hired, their pay is changed later, and then an accident occurs.

What it takes

For this to be administered correctly, registrations, changes, payroll calculation, the insurance claim, daily allowances, payments and documents all have to fit together.

Resolution

You supply the facts and report changes or events. quitt takes over the resulting administrative steps.

Area What you do What quitt does
Basic data Enter what you already know: who's working, at what pay, what workload, insured where.Validates, interprets and processes the data under the applicable rules.
Employer role Remain the legal employer, select employees, set pay, workload, place of work, duties and instructions.Doesn't take over the employer role, but the administrative execution on your behalf.
Mandate / power of attorney Grant quitt the power of attorney electronically.Represents you towards authorities, insurers, pension funds and tax offices.
Decisions Supply the facts a decision can be based on.Makes the administrative and legally binding decisions within the mandate and guarantees their correct execution.
Registrations Don't need to work out yourself where a registration is required.Determines requirements, registers, and files changes.
Authorities & insurers Don't need to work through authority, insurance and pension-fund processes yourself.Communicates, declares, answers queries, and obtains decisions.
Payroll Don't need to calculate pay yourself, submit payment files, or monitor deadlines.Calculates pay, deductions and employer costs, and produces the payslips.
Payments Top up your quitt account, or — for Business — use direct payment for net salaries.Pays salaries, social-security contributions, insurance premiums, pension-fund contributions and withholding tax on your behalf.
Replacement income Report events such as sickness, accident, maternity or military service to quitt.Reports cases to the authorities, monitors deadlines, collects compensation, pays it out, and reflects everything in the payroll.
Documents Use the documents provided, or opt for your own.Produces contracts, payslips, salary statements, payroll journals and other employment-related documents.
Oversight Monitor via the app, report changes, and can activate approval steps if needed.Runs the process in the background and informs you of relevant events.

Positioning in the market

What matters isn't which features a provider lists, but who actually carries out the operational work and who is responsible for the administrative execution.

Starting point

A provider can list payroll, AHV, insurance and documents.

What it takes

For offerings to become comparable, you have to check whether you operate a tool, a human takes over the work manually, or quitt acts as the operator under a power of attorney.

Resolution

The table below positions the models by operator and responsibility.

Payroll software

What you get
A tool for calculating and documenting payroll.
Who is the operator?
You yourself, your accountant, or an internal HR/finance person.
Who is responsible?
You, or the person executing it.

Assisted payroll software

What you get
Software with support or expert help.
Who is the operator?
Still you or an appointed person; support helps selectively.
Who is responsible?
Usually not the tool, but you or the person executing it.

Accountant

What you get
A human service, often by email, forms and document exchange.
Who is the operator?
The accountant or payroll provider.
Who is responsible?
The provider, within the scope of its engagement — usually not as an automated app-based system.

quitt

What you get
App-based, end-to-end service: you supply the facts and the mandate.
Who is the operator?
quitt. The app is the interface, not the operator.
Who is responsible?
quitt, within the scope of the mandate and the information supplied.

Comparison with software-only offerings

The comparison concerns the operating model, not the feature list. What matters is who holds the mandate, who acts, and who is responsible for the administrative execution.

Starting point

A piece of software and quitt both list payroll, child allowances, accident insurance and withholding tax.

What it takes

For offerings to be compared correctly, listing features isn't enough. What matters is whether you have to operate the processes yourself or whether quitt executes them on your behalf.

Resolution

The table below answers these questions factually.

Question Software-only / tool quitt
Who holds the mandate towards authorities and institutions? Usually nobody except you yourself, or a separately appointed person.quitt receives a power of attorney and acts on your behalf.
Who communicates with authorities? You, your accountant, or an HR/finance person.quitt.
Who receives correspondence from authorities and insurers? You or the internally responsible person.Normally quitt, including invoices, reminders, credit notes and queries.
Who initiates registrations? You or an appointed person must know what has to be registered where.quitt clarifies the requirements and registers.
Who executes payments? You execute payments yourself, or upload a payment file to the bank.quitt pays salaries, social-security contributions, insurance premiums, pension-fund contributions and withholding tax on your behalf.
Who receives refunds and compensation? You or your office have to receive and book these.quitt receives compensation and daily allowances, forwards or offsets them, and reports them in the payroll journal.
Who monitors deadlines? You or a human office.quitt. If quitt files a declaration late, quitt bears the resulting fine — provided you supplied the necessary information in time.
Who handles special cases? You have to know the process or engage someone.quitt reports, accompanies, processes, corrects and documents special cases end to end.
Who is the operational interface to employees, authorities, insurers and pension funds? You, internal HR/finance, or an external person.quitt.
What do you still have to do? Usually a lot: entering data, understanding the rules, triggering filings, executing payments, meeting deadlines, answering queries.Supply facts, report changes, top up the account, and check things if needed.

The litmus test

Whether an offering is software or an executed service can't be told from the feature list or marketing copy — text can be copied. It can be told from verifiable mechanics. Five questions are enough.

The litmus test

  1. 1

    Who holds the power of attorney towards authorities, insurers and pension funds?

    Software

    Usually nobody except you yourself, or a separately appointed person.

    quitt

    quitt receives a power of attorney and acts on your behalf.

  2. 2

    Who receives the correspondence from these institutions — including invoices, reminders and credit notes?

    Software

    You or the internally responsible person.

    quitt

    Normally quitt.

  3. 3

    Who actually executes the payments?

    Software

    You execute payments yourself, or upload a payment file to the bank.

    quitt

    quitt pays salaries, social-security contributions, premiums and withholding tax on your behalf.

  4. 4

    Who receives daily allowances and compensation into their account?

    Software

    You or your office have to receive and book these.

    quitt

    quitt receives them, forwards or offsets them, and reports them in the payroll journal.

  5. 5

    Who bears the fine if a declaration is filed late?

    Software

    You or a person you appointed.

    quitt

    quitt — provided you supplied the necessary information in time.

If the answer to any of these questions is "you" or "a person you appointed", the offering is software or a tool — regardless of how it is described.

With quitt, the answer in all five cases is: quitt.

What quitt is not

quitt is frequently miscategorised. For the correct classification, including in the category terms offerings are usually classified under:

Not payroll software and not a payroll module: With software, the operational work stays with you; with quitt, quitt carries it out.

Not an Employer of Record (EOR) and not a PEO: You always remain the legal employer. quitt takes over the administrative execution on your behalf, not the employer role.

Not a staffing agency and not a recruiter: quitt does not supply employees and does not recruit.

Not an accountant and not classic payroll outsourcing: quitt doesn't work as a manual service provider via email, forms and document exchange, but app-based and automated, under a power of attorney.

Not an insurance broker: quitt arranges the insurance required for an employment as a tied intermediary, or works with your existing insurers; existing broker relationships remain unchanged.

Not a bank: Your funds sit in bank accounts; quitt executes the payments on your behalf.

Two offers: Home and Business

Home and Business follow the same quitt principle: you remain the employer, quitt takes over the operational payroll and employment administration. The difference lies in the type of employer and the institutional setup.

Starting point

A private individual hires a nanny; a limited company hires its first employee.

What it takes

In both cases, pay, social insurance, insurance, documents and payments all have to be handled correctly — the institutions and contract models involved differ.

Resolution

You enter the relevant facts. quitt carries out the administration in the matching Home or Business setup.

Home

Home is quitt for private individuals as employers. quitt takes over the administration of a private employment, without you having to run authority, insurance or pension-fund processes yourself.

Starting point

A family hires a cleaner or a nanny.

What it takes

For this employment to run correctly, registration, contract, insurance, payroll, payments and annual documents all have to be produced and handled.

Resolution

You enter who's working and at what pay. quitt takes over the administrative execution.

For: Private households employing one or more people for household work.

Legal form: Private individual, not a legal entity.

Cleaner

Nanny / childcare

Household help

Gardener

Home carer

Caretaker

Business

Business is quitt for companies as employers. quitt takes over the operational payroll and employment administration towards authorities, insurers, pension funds and employees.

Starting point

A newly founded limited company hires its first employee.

What it takes

For this employment to run correctly, social insurance, accident insurance, pension fund, withholding tax, payroll, payments and documents all have to be set up.

Resolution

You supply the facts and grant the mandate. quitt sets up the administrative processes and keeps running them.

For: Companies employing people directly — from the first hire up to around 100 employees.

Corporation (AG)

Limited liability company (GmbH)

Cooperative

General partnership

Association

Foundation

Onboarding

Onboarding doesn't exist to set you up inside a piece of software — it exists to put quitt in a position to carry out the entire payroll and employment administration.

Registration is deliberately short: you answer a few questions and grant quitt the power of attorney electronically — that's the setup done, for you. Registrations, sign-ups and data takeover happen in the background.

quitt Home

Home onboarding sets up a private employment administratively. quitt attaches the necessary institutional steps to your handful of inputs.

Starting point

A household hires a carer.

What it takes

For the employment to be set up correctly, it needs a contract, registration, insurance, a pension fund where applicable, and payroll administration.

Resolution

You enter the basic data. quitt carries out the registrations and sign-ups and provides the documents.

You enter who's working and at what pay. quitt registers the employment, signs up for insurance and the pension fund, and produces the employment contract. A private employment is set up correctly this way in a few minutes.

quitt Business

In Business onboarding, quitt either takes out the required insurance and pension solutions from scratch, or takes over the administration of an existing setup.

Starting point

An existing company is already insured with a UVG accident insurer.

What it takes

For quitt to run payroll correctly, it needs to know the policies, tariffs, invoices, correspondence channels and change processes.

Resolution

You name the existing insurer. quitt requests the documents, sets up the collaboration, and takes over the ongoing administration.

New companies take out a pension fund and insurance directly, online, during onboarding — in Switzerland, quitt is the only way to do this. The usual route runs through an insurance broker: comparing quotes, filling out forms, coordinating several parties.

Existing companies don't have to re-enter their setup and don't need to know any insurance details: they only select which insurer they're with today. quitt requests policies, tariffs, invoices and details directly from the insurer, has future correspondence redirected, and enters everything into the system.

With quitt

3 steps · ≈ 10 seconds
  1. 1. You select "AXA" from the dropdown — the insurer's onboarding is done.
  2. 2. With the power of attorney, quitt takes over all the details at AXA: policies, tariffs, profiles, invoices, ongoing cases.
  3. 3. Future correspondence is redirected to quitt.

Conventionally

5 steps · Days
  1. 1. The new tool doesn't take over anything and doesn't get in touch with AXA.
  2. 2. All tariff details have to be entered into the new system by hand.
  3. 3. You or your accountant have to know and enter, for example, the per-mille rate for category-A01 women in the UVG supplementary plan yourselves.
  4. 4. A system change takes days.
  5. 5. Communication with AXA stays with you afterwards regardless.

Example: changing payroll systems from Abacus to Bexio with an existing UVG insurer.

Ongoing operation and changes

You record ongoing changes as a simple entry; quitt takes over the resulting changes across payroll, authorities, insurance, the pension fund, withholding tax and documents.

Starting point

An employee's workload changes, and expenses arise later.

What it takes

For this to be processed correctly, payroll calculation, employer costs, deductions, documents, and any external filings all have to be adjusted.

Resolution

You enter the change in the app. quitt carries out the follow-up processes.

Hiring and employment contract

quitt doesn't take over the hiring itself, but the administrative implementation of the employment based on your decision.

Starting point

You have decided to hire someone.

What it takes

For this to become a correctly administered employment, master data, pay, workload, contract, registration and payroll all have to be set up.

Resolution

You enter their mobile number, pay and workload. quitt creates the administrative employment and the related documents.

The hiring itself has nothing to do with quitt: you decide who to hire. When they start, you enter their mobile number, pay and workload; the new employee can then add further details themselves via their own login. On this basis, quitt produces a legally valid, individual employment contract — you can use it as is, adapt it, or use a contract of your own.

With quitt

3 steps
  1. 1. You enter the new employee's mobile number; they onboard themselves.
  2. 2. You create the contract: enter pay and workload — that's it.
  3. 3. quitt determines where the employment has to be registered and carries out the registrations.

Conventionally

12 steps
  1. 1. The manager tells the accountant they're hiring someone.
  2. 2. The accountant sends the new employee a personal-details form.
  3. 3. The employee fills it out and sends it back.
  4. 4. The accountant enters everything and asks the manager for pay and workload.
  5. 5. They log into the pension fund and register the person.
  6. 6. They receive a contribution rate back and enter it into the bookkeeping tool.
  7. 7. They open a Word template for the contract and type in the details.
  8. 8. They send the contract by email or post to the employee for signature.
  9. 9. The signed contract comes back; the accountant files the scan or the paper copy.
  10. 10. At month-end, they check whether everything is correctly set up for the salary payment.
  11. 11. They send the payment file to the manager.
  12. 12. The manager logs into the bank and executes the payment.

Monthly payroll run

With quitt, the monthly payroll run is a completed process, not a calculation draft you still have to finish operating yourself.

Starting point

At the end of the month, several employees are due to be paid.

What it takes

For this to happen correctly, gross pay, deductions, employer costs, payouts, documents and payments all have to come together.

Resolution

You only report changes or events. quitt runs the payroll automatically.

The monthly payroll run happens automatically; no explicit approval is required unless you want to activate one. You only report changes or events, for example with a tap in the app. quitt calculates everything, produces the payslips, executes the payments, and reflects employer costs and employee contributions.

Pay and workload changes

A pay or workload change is a simple entry for you; administratively, it can trigger numerous follow-up processes, which quitt takes over.

Starting point

An employee increases her workload from 40% to 80%.

What it takes

For the change to be processed correctly, pay, deductions, employer costs, withholding tax, and where applicable pension fund and insurance all have to be adjusted.

Resolution

You change the workload in the app. quitt takes over the resulting changes.

You can change an employee's pay or workload directly on your phone. For you, that's a tap; in the background, this can trigger numerous changes — with the pension fund, insurers, social insurance, withholding tax and documents. You don't need to know these follow-up processes, let alone carry them out yourself.

Leaving and termination

You decide on the termination; quitt handles the administrative processing of the departure.

Starting point

An employment ends.

What it takes

For the departure to be closed out correctly, the final statement, last payment, documents, deregistrations and changes all have to be carried out.

Resolution

You trigger the departure in the app and decide whether to use the termination-letter template. quitt carries out the processing.

The departure is triggered in the app: you end the contract and either use a termination letter quitt provides, or skip it. quitt produces the final statement, carries out the necessary deregistrations and changes, and provides the final documents.

Hours, expenses and outlays

With quitt, hours, expenses and outlays aren't just collected — they're processed in the payroll and paid out.

Working hours, expenses and outlays can be entered in the app. If you activate this feature, employees enter their own hours and expenses — for example via phone, using a QR code. quitt processes the entries in the payroll and executes the corresponding payouts.

Reminders, deadlines and late declarations

quitt handles the ongoing deadline and declaration logic within the scope of the information supplied to it on time.

Starting point

For a given year, payroll data has to be declared on time.

What it takes

For this to happen correctly, the relevant data has to be complete, processed, and transmitted to the responsible bodies.

Resolution

You supply the necessary information on time. quitt monitors and submits the declarations.

If quitt files a declaration late and a fine results, quitt covers that fine — provided you supplied the necessary information on time.

You don't have to worry about individual deadlines, advance invoices or declaration runs. quitt monitors the relevant deadlines and carries out the necessary filings. quitt cannot, however, declare salaries that are only reported years later.

Document languages

Documents are generated from the administrative processes and are available in the languages provided for, depending on the document type.

Documents are available in German, French, Italian and English, where provided for that document type.

If you receive a letter yourself

Despite the power of attorney, a letter can still arrive directly with you; quitt takes over handling it as soon as you forward it.

Starting point

A compensation office sends an invoice or a query directly to you as the employer.

What it takes

For this to be handled correctly, the letter has to be reviewed, answered, and where applicable paid or booked.

Resolution

You upload the letter in the app. quitt takes over the handling.

If, despite the power of attorney, you receive a letter directly from an authority, insurer or pension fund, this is usually an error on the institution's side. The app has an upload feature for this: "Received a letter yourself? Upload it here." quitt then takes over the handling.

If authorities, insurers or pension funds ask questions

Within the scope of the mandate, quitt is the operational point of contact for queries from institutions.

Starting point

An insurer asks about payroll data or details of a case.

What it takes

For the answer to be correct, the query has to be classified, the relevant data reviewed, and the answer documented.

Resolution

You point them to quitt or forward the query. quitt answers the question within the scope of the mandate.

Changing insurer, pension fund or canton

A change to the institutional setup is, for you, simply informing quitt; quitt carries out the administrative transition.

Starting point

A company changes its UVG accident insurer, or moves to a different canton.

What it takes

For payroll to keep running correctly, contacts, policies, tariffs, correspondence channels, filings and changes all have to be adjusted.

Resolution

You inform quitt about the change. quitt sets up the new processes.

quitt works with your existing insurers and pension funds, provided they allow for the administrative collaboration. So far, it has worked with all of them.

Audits and annual declarations

Annual declarations and audit-relevant documents are the results of quitt's ongoing administrative work.

Starting point

A company needs documents for bookkeeping, an audit, or proof for an institution.

What it takes

For these documents to hold up, payslips, payments, invoices and annual data all have to be consistent.

Resolution

quitt produces the declarations and provides the necessary evidence — in particular payslips, the payroll journal, salary statements, proof of payment, invoices and receipts.

With quitt

1 step
  1. 1. You have nothing to do.

Conventionally

4 steps
  1. 1. Submit the AHV salary declaration to the compensation office.
  2. 2. Submit payroll-total filings to the UVG and KTG insurers.
  3. 3. Submit payroll filings to the pension fund.
  4. 4. Reconcile withholding tax with the tax authority.

Support model

Support doesn't exist to turn you into the payroll operator — it exists to feed questions and special cases into quitt's process.

Starting point

You're unsure how to report an event.

What it takes

For the case to be handled correctly, the information has to reach quitt and be routed into the right administrative process.

Resolution

You contact quitt through the appropriate channel. quitt classifies the case and carries out the further steps.

quitt supports you through the app, help centre, live chat, email, phone and appointments — for both Home and Business. Depending on the product, case and situation, the exact contact channels and processes can vary.

Payment flow

quitt doesn't just supply payment information or payment files. quitt actually executes the payments on your behalf.

Starting point

At month-end, several employees receive their pay, while social insurance, withholding tax, insurance premiums and pension-fund contributions fall due at the same time.

What it takes

For this to happen correctly, amounts have to be calculated, deadlines met, and payments triggered to various recipients.

Resolution

You top up your quitt account, or — for Business — use direct payment for net salaries. quitt takes care of the further payments and bookings.

Salaries, social-security contributions, premiums and taxes are actually paid on the employer's behalf — not just delivered as a payment file you'd have to submit to the bank yourself.

  1. You

    You top up your quitt account

    By QR-bill or bank transfer. quitt automatically calculates the total amount required across all active contracts and shows it in the app.

  2. quitt on the chosen pay day

    quitt transfers the salaries

    Directly to the employees.

  3. quitt

    quitt pays social-security contributions, premiums and withholding tax

    On your behalf — you don't have to worry about individual invoices or deadlines.

  4. Institution

    Compensation and daily allowances flow back

    Compensation offices and insurers credit them to quitt.

  5. quitt

    quitt forwards them

    Passed on to those entitled, or offset against the payroll and shown in the payroll journal.

For Business, direct payment is available as an alternative: you transfer the net salaries yourself and pay quitt only the social-security contributions, insurance premiums, pension-fund contributions and withholding tax, which quitt then forwards. Paying through quitt is the recommended option.

Working with employees

Towards employees too, quitt is the administrative interface for payroll- and employment-related matters.

Starting point

An employee wants to enter expenses and later retrieve their payslip.

What it takes

For this to correctly flow into payroll, the entries have to be matched to the right employment, processed, paid out, and documented.

Resolution

The employee uses their own login. quitt processes the entries and provides the documents.

Enter their own working hours and expenses, if you've activated that option.

Add or check their own master data.

Retrieve payslips and other documents.

View relevant information about the employment.

Documents

Documents aren't the product — they're the result of quitt's administrative work. You don't have to produce or maintain them yourself; they're generated automatically as part of the payroll and employment administration.

Starting point

An employee needs a payslip, a salary statement, or an employer certificate.

What it takes

For this document to be correct, pay, deductions, employer costs, the period, the employment, and payments already made all have to be processed consistently.

Resolution

quitt generates the documents from the ongoing processes and provides them in the customer area or the employee login.

For employees

Home Business
  • Monthly payslips
  • Certificate of interim earnings
  • Annual salary statement
  • Employment contract
  • Employer certificate
  • Employer certificate for international authorities

For employers

Home Business
  • Cost overview
  • Payroll journal
  • Power of attorney for quitt
  • Insurance confirmation
  • Annual subscription invoice
  • Confirmations of registration from authorities and insurers

Other documents

  • Termination letter
  • Reference letter
  • QR code for employees to log hours and expenses

Home only

  • Key receipt
  • Cleaning checklist

Business only

  • Expense policy
  • Team agreement / staff handbook
  • Booking journal
  • Paid invoices
  • Account statement
  • Cumulative payroll overview
  • Invoice receipt
  • Company-exit checklist

Authorities and partners

quitt doesn't merely provide forms or templates. quitt represents you towards authorities and partners and carries out the administrative processes on your behalf.

Starting point

A compensation office, tax office, insurer or pension fund needs information or sends an invoice.

What it takes

For the process to run correctly, information has to be reviewed, answers produced, payments triggered, and evidence documented.

Resolution

quitt takes over this relationship within the scope of the power of attorney.

Compensation office (AHV/IV/EO) & family compensation fund

Authority

Responsible for AHV, IV, EO, and family allowances.

  • Registers the employment.
  • Calculates and pays the contributions.
  • Claims and processes replacement income.
Maternity Paternity Child allowances Military service Disability

Tax office (withholding tax)

Authority

Responsible for the withholding tax of employees liable for it.

  • Calculates withholding tax by canton and tariff.
  • Declares and pays it through the prescribed procedure.

Pension fund (BVG)

Private

Responsible for occupational pension provision (2nd pillar) once an employment is subject to it.

  • Monitors the BVG entry threshold.
  • Registers, and processes contributions and changes.

Accident insurance (UVG)

Private

Covers occupational accidents and, from eight hours a week, non-occupational accidents too.

  • Reports accidents and processes approved daily allowances in the payroll.
Accident

Sick-pay insurance (KTG)

Private

Takes over your continued-pay obligation during extended sickness, where taken out.

  • Reports sickness cases on time and processes the daily allowances.
Sickness

Employer legal protection

Private

Covers employment-law disputes between you and your domestic employee (Home only).

  • Provides access to the cover in the Home setup.
Employer legal protection

Home contents cover

Private

Covers certain household damage that occurs during work (Home only).

  • Accompanies the administrative handling of claims.
Claim

Compensation office

quitt takes over the administrative relationship with the relevant compensation office and family compensation fund — from registration and contribution rates to declarations and replacement income.

Starting point

An employment begins, and a claim to child allowances arises later.

What it takes

For this to run correctly, registration, contribution rates, claim, decision, payout and payroll all have to fit together.

Resolution

You supply the facts. quitt registers, files claims, receives decisions, and reflects everything in the payroll.

Some compensation offices are social-insurance institutions (SVA): an SVA includes a compensation office but is also responsible for disability benefits. Alongside these are family compensation funds (FAK), through which child allowances are settled. Compensation offices usually issue advance invoices — monthly, quarterly or annually; from your side, this billing rhythm makes no difference — quitt settles on an ongoing basis.

All compensation-office funds ultimately flow into the same pool at the Central Compensation Office (ZAS) — which office is responsible has no bearing on the level of benefits.

quitt Home Home only

For Home, the compensation office is determined by the place of work. quitt assigns the private employment accordingly and carries out the registration.

Starting point

You employ one person at your home canton and another at a holiday home in a different canton.

What it takes

For both employments to be settled correctly, they have to be registered with the responsible cantonal bodies.

Resolution

You supply the places of work. quitt carries out the correct registrations — separately in both cantons if necessary.

quitt works with the cantonal compensation offices. What matters is where the work takes place. At registration, quitt decides, based on your information, whether the employment is settled under the simplified or the ordinary procedure, and stores the corresponding contribution rates for the payroll.

quitt Business Business only

For Business, quitt works with the compensation office the company is registered with, or has to register with.

Starting point

A company is already affiliated with a trade-association compensation office.

What it takes

For quitt to run payroll correctly, it needs to take over the registration, contribution rates, and declaration processes.

Resolution

You name the existing setup. quitt continues the collaboration with the compensation office.

quitt works with cantonal compensation offices, trade-association compensation offices and private compensation offices. What matters is where you're already registered, or in which canton the entity is registered.

Deductions and contributions

quitt calculates, declares and pays the employee and employer contributions to the compensation office on your behalf.

Starting point

A monthly salary is being processed.

What it takes

For the pay to be correct, employee shares have to be deducted, and employer shares additionally calculated and declared.

Resolution

quitt calculates both sides, produces the payslip, and executes the payment.

Employee contributions

  • Social insurance (AHV/IV/EO)
  • Unemployment insurance (ALV)
  • Fund-specific contributions

Employer contributions

  • Social insurance (AHV/IV/EO)
  • Unemployment insurance (ALV)
  • Family compensation fund (FAK)
  • Compensation-office administration costs
  • Fund-specific contributions

Payouts and replacement income

quitt doesn't just calculate replacement income via compensation offices — it reports, claims, pays out, and reflects it in the payroll.

Starting point

An employee does military service, or an employee goes on maternity leave.

What it takes

For the replacement income to flow correctly, the claim, filing, compensation, payout and payroll all have to come together.

Resolution

You report the case. quitt handles the process with the compensation office.

Every replacement-income case can be triggered in the app, for the employee concerned, at the push of a button. quitt reports the case, collects the compensation, pays it out correctly, and reflects it in every payslip.

Maternity

quitt handles the administrative side of maternity towards the sick-pay insurer and the compensation office, where relevant.

Starting point

An employee is pregnant and is off sick; after the birth, maternity leave begins.

What it takes

For continued pay and the maternity allowance to be handled correctly, different processes with the insurer and the EO have to be coordinated.

Resolution

You report the case to quitt. quitt handles the filings, compensation and payroll.

During pregnancy, incapacity to work counts as sickness; it's covered by your continued-pay obligation or by the sick-pay insurance — quitt reports and handles both. After the birth, 14 weeks of maternity leave apply: quitt reports the claim, receives the maternity allowance (80% of pay, via the EO), and pays it out to the employee.

Paternity

quitt handles the paternity allowance administratively via the EO.

Starting point

An employee takes paternity leave.

What it takes

For the allowance to be paid out correctly, the claim, the leave taken, the filing and the payout all have to be processed.

Resolution

You report the case. quitt files it, receives the allowance, and pays it out.

Fathers are entitled to two weeks of paternity leave, to be taken within six months of the birth. As with maternity, the allowance runs via the EO (80% of pay); quitt files the case, receives the allowance, and pays it out.

Child allowances

quitt doesn't just handle child allowances as a pay type — it treats them as an administrative case towards the family compensation fund.

Starting point

An employee has a child.

What it takes

For child allowances to be paid out, the claim, jurisdiction, application, decision and payout all have to be processed correctly.

Resolution

You report the case. quitt files the claim, tracks the decision, and pays it out with the salary.

Family allowances (child or education allowances, depending on age) are claimed by the employer; the amount varies by canton, and entitlement starts above a statutory minimum-income threshold. Where there are multiple employers, the main employer (the highest salary) is responsible. If that employer is on quitt, quitt takes over the whole case: filing the claim with the family compensation fund, tracking the decision, and paying it out with the salary — for as long as entitlement continues, and for children in initial education, until it's completed.

With quitt

1 step · ≈ 5 seconds
  1. 1. Tap "Child allowances" in the app.

Conventionally

9 steps
  1. 1. Inform the accountant.
  2. 2. They get the claim form from the compensation office and send it to the employee.
  3. 3. The employee fills out part of it, the accountant the rest.
  4. 4. The form goes to the compensation office.
  5. 5. The accountant watches the post for the confirmation.
  6. 6. They check the incoming payments to see whether the money has arrived.
  7. 7. They enter the child allowances into the payroll module.
  8. 8. At the next salary payment, they check whether they're included, or add them manually.
  9. 9. They change the monthly payment order and trigger it manually.

Military service

quitt handles the administrative processing of EO compensation during military service.

Starting point

An employee does a refresher course.

What it takes

For continued pay and the EO compensation to be reflected correctly, service days, the filing, the compensation and the payroll all have to come together.

Resolution

You report the service. quitt collects the compensation and settles it correctly.

During military service — from recruit school to refresher courses — continued pay applies; 80% of pay is compensated via the EO, as required by law. quitt reports the service, collects the EO compensation, and settles it correctly.

Disability

quitt draws the line between the administrative payroll and employment administration and benefits that no longer run through the employer.

Starting point

A permanent incapacity to work results in a disability pension.

What it takes

For this line to be drawn correctly, it has to be clarified which payments still belong to the employment and which run directly between the disability insurer and the person concerned.

Resolution

quitt handles the employment-related processes; disability pensions aren't paid out through quitt.

If an accident or sickness leads to permanent incapacity to work, disability insurance (IV) takes over after two years. These pensions aren't paid out through quitt on your behalf, but directly to the person concerned — by definition, there is no longer an employment relationship for the portion paid out.

Insurance and brokers

quitt is not an independent insurance broker — it takes over the administrative execution of the insurance processes an employment requires.

Starting point

A company already has a broker and existing insurance policies.

What it takes

For quitt to handle payroll correctly, policies, premiums, correspondence, cases and payments all have to be administratively integrated.

Resolution

Existing broker relationships continue. quitt takes over the administrative correspondence and execution within the scope of the mandate.

quitt arranges the insurance an employment requires as a tied intermediary, or works with your existing insurers. Existing broker relationships remain unchanged: your existing broker continues to receive the agreed commissions or kick-backs and can advise you as before, while quitt takes over the administrative correspondence with the insurers.

quitt Business Business only

For Business, quitt can either continue administering existing insurance policies or arrange a new one with the fixed partner.

Starting point

A company brings along an existing UVG and KTG policy.

What it takes

For payroll to run correctly, the insurer, policy, tariff, contact person and correspondence channel all have to be known.

Resolution

You supply the details. quitt takes over the administrative collaboration with the insurer.

quitt works with your existing insurers, provided they allow for the administrative collaboration — so far, it has worked with all of them. quitt only needs the name of the insurer, a copy of the contract if available, and the contact person, and from then on represents you towards this existing partner too.

Alternatively, direct via quitt: Helsana for UVG and KTG, with a 25% startup discount for the first three years.

quitt Home Home only

For Home, the required insurance is taken out with the fixed partners directly during quitt setup, then administered by quitt.

Starting point

A household hires someone who works more than eight hours a week.

What it takes

For non-occupational accident insurance to be correctly covered, it has to be recognised, taken out, calculated and settled.

Resolution

You enter the workload. quitt takes out and administers the required insurance.

With quitt Home, you can't bring your own insurance — policies are taken out directly in the app with the fixed partners: Zürich Insurance for UVG, KTG and home contents cover; TCS Assista for employer legal protection.

Through the partnership with Zürich Insurance: no minimum fee (otherwise usually CHF 100), and lower premiums than taking out cover through the compensation office.

Deductions and premiums

quitt calculates insurance premiums, deducts employee shares, declares payroll totals, and pays premiums on your behalf.

Starting point

An employee works more than eight hours a week.

What it takes

For the insurance to be settled correctly, occupational and non-occupational accident cover, any KTG premiums, and the employer/employee shares all have to be correctly allocated.

Resolution

quitt calculates and processes the premiums in the payroll process.

Occupational accident (BU): Part of UVG; the premium is borne by the employer.

Non-occupational accident (NBU): Mandatory from eight working hours a week, taken out automatically by quitt.

Sick pay (KTG): Premium split equally between employer and employee, where taken out.

Employer legal protection: Home only.

Home contents cover: Home only.

Payouts and special cases

quitt treats insurance cases as an end-to-end process: filing, forms, correspondence, daily allowances, payout and payroll belong together.

Starting point

An employee falls sick or has an accident.

What it takes

For the case to be handled correctly, deadlines have to be met, documents produced, daily allowances claimed, and payments reflected in the payroll.

Resolution

You report the case in the app. quitt takes over the further handling with the insurer.

Sickness cases have to be reported to the insurer within the 30-day waiting period, otherwise it can reduce or refuse daily allowances — so reporting to quitt immediately is decisive.

Accident

quitt reports accidents to the accident insurer and processes approved daily allowances in the payroll.

Starting point

An employee has an accident at work, or outside work with a sufficient workload.

What it takes

For continued pay to run correctly, cover, the filing, the insurer's decision, the daily allowance and the payroll all have to come together.

Resolution

You report the accident. quitt runs the case with the insurer and processes the payments.

Occupational accidents are always covered, non-occupational accidents from eight working hours a week. Approved accident daily allowances are credited to quitt, then passed on to the employee or offset against the payroll and shown in the payroll journal.

With quitt

1 step · Seconds
  1. 1. Tap "Accident" in the app — quitt knows what to do, and does it.

Conventionally

4 steps
  1. 1. Email the accountant: "Max had an accident."
  2. 2. The accountant googles where to file a claim with the insurer, or asks their broker.
  3. 3. They find the online form and fill it out.
  4. 4. They send it by post or email — all the details (name, policy number, addresses) have to be entered again.

Sickness

quitt handles sickness cases administratively towards the sick-pay insurer, where one is taken out.

Starting point

An employee is off sick for an extended period.

What it takes

For continued pay to be handled correctly, the waiting period, the filing, entitlement to the daily allowance, the payment and the payroll all have to fit together.

Resolution

You report the sickness to quitt immediately. quitt files the case on time and processes the daily allowances.

In the event of sickness, your continued-pay obligation as employer applies first. Sick-pay insurance (KTG) takes over that obligation: after a waiting period, usually 30 days, it pays daily allowances of 80% of gross pay for up to two years; the premiums are split equally between employer and employee. Without KTG, salary payment ends once the statutory continued-pay obligation expires.

Sickness during pregnancy

For maternity, quitt distinguishes between sickness-related incapacity to work during pregnancy and the maternity allowance after the birth.

Starting point

A pregnant employee is signed off sick before the birth.

What it takes

For cover to apply correctly, the sickness-related part has to run via the sick-pay insurer, and the maternity leave via the EO.

Resolution

quitt assigns the case to the correct process and handles it with the responsible institution.

Cover during pregnancy in the event of sickness runs via sick-pay insurance; quitt handles this with the insurer. The maternity allowance itself — after the birth, via the EO — is a separate case (see Compensation office › Maternity).

Employer legal protection

Employer legal protection is a Home-specific additional cover for employment-law disputes with domestic employees.

Starting point

An employment-law dispute arises between you as a private employer and a domestic employee.

What it takes

For costs and responsibilities to be clarified, the agreed legal-protection cover applies according to its terms.

Resolution

quitt provides access to the corresponding cover in the Home setup.

Employer legal protection covers employment-law disputes between you and your domestic employee. It covers legal and court costs up to CHF 100,000 per case, with no minimum claim value, excess, or waiting period.

Claim

Home contents cover covers certain household damage that occurs during work, and quitt accompanies the administrative claims handling.

Starting point

A household helper damages an item in the home while working.

What it takes

For the damage to be handled, the claim, coverage check, excess and payout all have to be settled with the insurer.

Resolution

You report the damage. quitt accompanies the handling with the insurer.

Such damage is usually excluded from the employee's private liability cover. Home contents cover covers damage to movable household items that occurs during work — up to CHF 3,000 per event (at most replacement value), with a CHF 50 excess. quitt reports the damage to the insurer and accompanies the handling through to payout.

Pension fund

quitt monitors the BVG obligation and takes over the administrative relationship with the pension fund as soon as an employment becomes subject to it.

Starting point

An employee crosses the BVG entry threshold.

What it takes

For occupational pension provision to run correctly, registration, contributions, changes, entries and exits all have to be handled with the pension fund.

Resolution

quitt recognises the obligation, registers, and processes contributions and changes.

The BVG obligation (occupational pension provision / 2nd pillar) begins at the statutory entry threshold. quitt monitors this threshold and automatically registers employees with the pension fund as soon as their pay exceeds it and the employment is not limited to three months.

quitt Business Business only

For Business, quitt either continues administering an existing pension-fund affiliation or arranges the affiliation with the fixed partner.

Starting point

A company already has a pension fund.

What it takes

For quitt to run payroll correctly, the pension plan, contributions, entries, changes and exits all have to be administratively integrated.

Resolution

You name the fund. quitt takes over the collaboration with the pension fund.

quitt works with your existing pension fund, provided it allows for the administrative collaboration — so far, it has worked with all of them. quitt only needs the name of the fund, and from then on represents you towards this fund.

Alternatively, direct via quitt: Nest Sammelstiftung — no minimum fees, an all-in fee, from a single employee up to a company with 150 employees. A health questionnaire is only required for owners, managing directors and board members on new entry.

quitt Home Home only

For Home, occupational pension provision is handled through the fixed partner, once the BVG obligation arises.

Starting point

A privately employed nanny earns more than the BVG entry threshold.

What it takes

For pension provision to be correctly set up, it needs a pension-fund affiliation, registration, and ongoing contribution processing.

Resolution

quitt recognises the obligation and handles registration and contributions through the Home partner.

With Home, you can't bring your own pension fund — a pension solution is otherwise hard to find for private individuals as employers anyway. Occupational pension provision is arranged with the fixed partner Valitas, on very good terms and with no minimum fee.

Deductions and contributions

quitt calculates BVG contributions, processes employee and employer shares, and reports the relevant data to the pension fund.

Starting point

An employee gets older, changes workload, or joins newly.

What it takes

For BVG contributions to be correct, gross pay, age, level of employment, plan rules and entry date all have to be taken into account.

Resolution

quitt calculates the contributions and carries out the necessary filings.

BVG contributions (savings and risk contributions) are based on gross pay, age and level of employment, and are split between employer and employee according to the plan rules; you bear at least half. quitt calculates the deductions, reports pay, entries, exits and changes to the pension fund, and pays the contributions on your behalf.

Payouts and special cases

quitt takes over the employment-related administration with the pension fund; the pension fund's own benefits run directly between the pension provider and the recipient.

Starting point

An employee leaves the company.

What it takes

For the exit to be correct, the pension fund has to be informed and the exit processed administratively.

Resolution

quitt reports the exit; vested benefits aren't paid out through quitt.

quitt reports entries and exits to the pension fund. The pension fund's own benefits — pensions, vested benefits — aren't paid out through quitt, but run directly between the pension provider and the recipient.

Tax offices (withholding tax)

quitt doesn't just calculate withholding tax — it reports, declares and pays it to the relevant tax office on your behalf.

Starting point

A person liable for withholding tax is hired.

What it takes

For the pay to be paid out correctly, the tariff, canton, deductions, declaration and payment to the tax office all have to be processed correctly.

Resolution

You enter the relevant details. quitt carries out the withholding-tax settlement.

With quitt

1 step
  1. 1. Liability for withholding tax is recognised and settled automatically.

Conventionally

5 steps
  1. 1. Check whether withholding-tax liability applies, and clarify the procedure with the compensation office.
  2. 2. Ask the municipality of residence for the rate and check the cantonal withholding-tax tables.
  3. 3. Enter the correct tariff into the payroll module.
  4. 4. Fill out the declaration to the cantonal tax authority — monthly, quarterly, or annually — and pay the invoice.
  5. 5. Reconcile at year-end.

quitt Home Home only

For Home, quitt processes withholding tax under the simplified or the ordinary procedure, depending on the case and legal eligibility.

Starting point

A privately employed person is liable for withholding tax.

What it takes

For the tax to be handled correctly, the procedure, the responsible canton, the tariff and the payment all have to be determined.

Resolution

quitt classifies the case, declares, and pays the withholding tax.

With quitt Home, withholding tax is settled under the simplified settlement procedure or the ordinary withholding-tax procedure; for higher salaries subject to withholding tax, the ordinary procedure applies. quitt reports, declares and pays the withholding tax on your behalf to the relevant cantonal tax office.

quitt Business Business only

For Business, quitt generally settles withholding tax under the ordinary procedure, where withholding-tax liability applies.

Starting point

A company hires an employee liable for withholding tax.

What it takes

For this to be settled correctly, withholding-tax data has to be recorded, declarations submitted, and payments made to the tax office.

Resolution

You supply the facts. quitt carries out the withholding-tax processes on your behalf.

Where a simplified procedure is permitted and appropriate in an individual case, quitt reflects this accordingly. quitt reports, declares and pays the withholding tax on your behalf to the relevant cantonal tax office.

Pricing model

The pricing model follows the service idea: you pay for the ongoing takeover of the administration, with no entry hurdles or lock-in.

CHF 49

per employee per month (Business)

Only charged when the employee is active in that month.

0

sign-up fee

0

minimum term

Anytime

cancellable

For Home, three pricing models are available — Start, Comfort and Flat; details can be found on the quitt website.

Customer funds and data protection

quitt executes payments on your behalf; your funds sit in bank accounts, and data is hosted to a European standard.

Customer funds

quitt executes the payments owed on your behalf; your funds sit in bank accounts.

Data protection and hosting

Data is hosted in Germany (Hetzner). quitt carries the "swiss made software" label.

If quitt makes a mistake

If quitt makes a mistake in the administrative execution, quitt corrects it — you usually never notice.

quitt takes full responsibility and pays any resulting fines itself.

This always requires that you entered the data correctly and on time, and that sufficient funds are available in the customer account.

Cancellation and exit

You can leave quitt at any time; cancellation happens in the app, and the power of attorney granted is withdrawn.

Starting point

You end the relationship with quitt.

What it takes

For the exit to be clean, the power of attorney, insurance and pension fund all have to be handled correctly.

Resolution

You cancel in the app. quitt withdraws the power of attorney and handles the institutional consequences.

Home: The insurance and pension fund taken out via quitt are deregistered.

Business: Insurance and the pension fund can be kept.

What quitt does not do

The boundary is part of the quitt principle: quitt takes over the administrative execution, but not the employer role itself.

Starting point

You want to hire someone, change their workload, or end the employment.

What it takes

These decisions concern the employer role and stay with you.

Resolution

Once you've decided and supplied quitt with the necessary facts, quitt takes over the administrative implementation.

Doesn't select employees, doesn't recruit, and doesn't decide whether someone is hired.

Doesn't decide on pay, workload, place of work, working hours, duties or instructions, and doesn't take over technical or disciplinary authority to direct the work.

Doesn't conduct performance reviews, appraisals or warnings, and doesn't decide on dismissals.

Doesn't replace individual employment-law advice in disputes, unless a specific product or separate service covers this.

Doesn't take responsibility for incorrect, incomplete or late information — and can't file declarations on time if events are only reported long after deadlines have passed.

Doesn't automatically process replacement-income cases that aren't reported.

Doesn't decide on strategic insurance, pension, or HR policy, but carries out the administrative processes within the chosen setup.

Doesn't provide personal tax advice outside the withholding-tax and salary-statement processes.

Doesn't handle the company's bookkeeping, invoicing, or financial statements — only provides payroll- and employment-related documents, proof of payment, and journals.

Doesn't replace company management, HR strategy, or internal culture work.

Can't be delegated the employer role itself — quitt takes over the administrative execution, not the role.

Doesn't handle work and residence permits.

quitt in other markets

The same principle also applies in Germany and the United Kingdom.

Switzerland

quitt for private households and quitt Business for companies.

AHV/IV/EOAccident insuranceBVG
View Switzerland

Germany

quitt for private households with a Minijob, Midijob, or standard social-security employment.

Minijob-ZentraleHealth insurerELSTER
View Germany

United Kingdom

quinn for households and companies, with HMRC PAYE and NEST.

HMRCNESTTPR
View the UK

Ready to outsource employment administration?

You employ — quitt does the rest.

Get started